Please use this identifier to cite or link to this item:
Title: The role of microcredit in reducing women's vulnerabilities to multiple disasters.
Authors: Ray-Bennett, NS
First Published: Jan-2010
Citation: DISASTERS, 2010, 34 (1), pp. 240-260
Abstract: This article explores the relationship between microcredit and vulnerability reduction for women-headed households in'multiple disasters'. Here multiple disasters are understood as disasters that occur in one specific place and cause severe devastation. The case study covers the super-cyclone in 1999, floods in 2001 and 2003, and drought in 2002 in Orissa, India. The study entailed eight months fieldwork and interviews with several governmental and non-governmental officials and 12 women-headed households from different social castes. The findings suggest that microcredit is a useful tool to replace women's livelihood assets that have been lost in multiple disasters. But inefficient microcredit delivery can cause microdebts and exacerbate caste, class and gender inequalities. It is posited that microcredit delivery cannot achieve vulnerability reduction for women in multiple disasters unless it is complemented by effective financial services, integrated policy planning and disaster management between government, non-governmental organisations and the community.
DOI Link: 10.1111/j.1467-7717.2009.01127.x
eISSN: 1467-7717
Type: Journal Article
Appears in Collections:Published Articles, Institute of Lifelong Learning

Files in This Item:
There are no files associated with this item.

Items in LRA are protected by copyright, with all rights reserved, unless otherwise indicated.