Please use this identifier to cite or link to this item: http://hdl.handle.net/2381/4500
Title: Household-level Credit Constraints in Urban Ethiopia
Authors: Ibrahim, Gamal
Kedir, Abbi Mamo
Sebastián, Torres
First Published: Mar-2007
Publisher: Dept. of Economics, University of Leicester
Abstract: Empirical evidence on determinants of credit constraints and the amount borrowed by urban household in Sub-Saharan Africa is almost non-existent. Using an extended direct approach by virtue of the unique data set we have (the Fourth Round Ethiopian Urban Household Survey), we analysed the determinants of credit constraints and the amount borrowed by urban households. We find a high percentage of credit-constrained households, the majority of which constitute discouraged borrowers. Discrete choice models that control for potential endogeneity and selectivity bias have been fitted to our data. Our analysis shows current household resources, number of dependants, and location as significant correlates.
Series/Report no.: Discussion Papers in Economics
07/3
Links: http://www.le.ac.uk/economics/research/discussion/papers2007.html
http://hdl.handle.net/2381/4500
Type: Report
Appears in Collections:Reports, Dept. of Economics

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